10% VA Disability Rating
At the 10% rating, a veteran alone receives $180.42 per month in tax-free compensation under the official 2026 VA rates (effective December 1, 2025).
A 10% VA disability rating pays $180.42 a month in 2026, the same with or without dependents, and quietly unlocks a few benefits most veterans don’t know about.
What 10% unlocks
- VA home loan funding fee exemption
- VA health care Priority Group 3, with no copays for the rated condition
- Federal 10-point hiring preference
- A VA record that later increases and secondary claims build on
How veterans reach 10%
Generated from the calculator’s own engine — every two-rating and three-rating combination that produces 10%, not a hand-picked example.
A single condition rated 10% reaches this tier on its own.
No two-rating combination reaches exactly 10% — it takes a single condition rated 10%, or three or more ratings.
What it takes to reach 20%
What you need depends on your exact combined value before rounding, not just your rounded 10% rating:
| Your raw combined value | New rating needed |
|---|---|
| 5-14 | 10% |
Moving up to 20% is worth $176.24 more a month ($2,114.88 a year) for a veteran alone.
Common combinations that reach 10%
- Tinnitus alone (the most common 10% grant)
- Hypertension controlled by continuous medication
- A single scar or limited joint motion
Full 2026 pay chart with every dependent combination →
A VA-accredited attorney, claims agent, or Veterans Service Organization (VSO) can help you appeal at no upfront cost through a VSO. Find an accredited representative.