Rates effective December 1, 2025 · 2.8% COLA · verified against VA.gov Sep 14, 2026

See exactly how VA combines your ratings — and what it pays.

Most calculators show you a number. This one shows the math: every combination step, the bilateral factor’s dollar value, and your monthly pay under 2026 rates — before you touch a lead form.

38 CFR § 4.26

Bilateral Factor

Both arms or both legs rated? See the extra 10% VA adds, with worked cases.

Effective dates

Back Pay Calculator

Estimate retroactive pay across rate periods and COLA years.

38 CFR Part 4

Condition Rating Guides

Diagnostic-code criteria for tinnitus, PTSD, hypertension, sleep apnea and more.

By rating

Explore what each tier pays and unlocks